Blog
Research, updates, and deep dives on onchain reinsurance and real-world risk markets.

Karn Saroya on The Rollup: How is Re Bringing Reinsurance Onchain at Real Scale?
Reinsurance underpins the global economy, and Re founder Karn Saroya explains why putting it onchain is not just logical, but inevitable:Re is bringing reinsura…

Reinsurance Basics
Most people only ever see the surface of insurance. You buy a policy. You pay a premium. If something goes wrong, you file a claim and expect to be paid.What yo…

The State of the Reinsurance Market at Year-End 2025 — And How Re Is Navigating It
In 2025, the reinsurance market grew significantly in size, but returns became more constrained.

How Empires Learned to Survive Risk
Today, large systems are surprisingly resilient. Ships sink, cities flood, companies fail, and yet trade continues, with food still moving, and markets opening …

Re’s Year in Review: Scaling Reisurance Risk Onchain
The third quarter of 2025 established Re as a leading onchain reinsurance protocol. With a 92% combined ratio, $168.8M in written premiums, and expanding multic…

Building Trust in Onchain Reinsurance: Inside Re’s Independent AUP Review
Re is built to bring reinsurance risk onchain and connect it with capital in a transparent and disciplined way. The infrastructure behind Re has to meet the sta…

Inside Re’s Capital Stack: How reUSD and reUSDe Unlock Insurance Yield
The Re protocol is a decentralized reinsurance platform that bridges the reinsurance market with blockchain technology. This enables transparent, secure, and co…

How Re Scales Reinsurance Capacity Through Selective, Capital-Gated Growth
Re has evaluated 187 potential reinsurance programs representing more than $18.3 billion in premiums so far this year. That figure continues to grow as insurers…

GENIUS Sets the Standard, Strengthening Re’s Stablecoin Onramp
The GENIUS Act, passed in July 2025, is the U.S.’s first law focused on regulating payment stablecoins. Unlike broader crypto legislation, it is focused on stab…

The Predictable vs. The Catastrophic: Why Re Bets on Frequency, Not Severity
In DeFi, we’ve learned to distinguish between different types of risk. There’s a world of difference between providing liquidity to a battle-tested Uniswap pool…

Fed Printing Money: What It Means for Re, Crypto, and Onchain Reinsurance
The Federal Reserve is expanding the money supply again. On December 1, 2025, the Fed will officially end quantitative tightening, the program that drained over…
Fed Printing Money: What It Means for Re, Crypto, and Onchain Reinsurance
The Federal Reserve is expanding the money supply again. On December 1, 2025, the Fed will officially end quantitative tightening , the program that drained ove…

Re Authorizes $134M in Reinsurance Heading Into Peak Renewal Season
As we enter the busiest time of year in reinsurance, is moving forward with significant momentum: we’ve authorized $134 million in reinsurance across multiple p…
Why Workers’ Comp Matters: Real People, Real Stakes
Workers’ Compensation is one of those quiet systems most people never think about, until the moment something goes wrong. But when an employee gets hurt on the …
Re Q3 2025: Connecting Risk to Capital
Re's third quarter of 2025 marks a defining milestone in our mission to bring institutional-grade reinsurance onchain.
reUSD Liquidity Surpasses $10M on Pendle and Now Expands to Morpho
Reinsurance yield continues its march across DeFi. Liquidity on Pendle’s reUSD and reUSDe markets has surpassed $10 million, a milestone that reflects growing d…
Re Is the Safe Harbour for Real-World Yield
Mirror, mirror on the wall, who’s the fairest of them all? It’s a question that could just as easily be asked of the modern decentralized finance landscape. Ove…
Re × Spectra: Reinsurance Yield Becomes a Market
Reinsurance yield is about to get a lot more interesting. Today, we’re announcing ’s integration with Spectra, a permissionless DeFi protocol that unlocks a new…
reUSD Is Now Live as Collateral on Silo Finance
At Re, we’re excited to announce that reUSD is live on Silo Finance , unlocking new capital efficiency for holders across the Avalanche ecosystem . Starting tod…
Re Integrates Chainlink Proof of Reserve to Enhance Transparency of Off-Chain Reinsurance Collateral
Re selected Chainlink as the firm’s preferred decentralized computing platform due to Chainlink’s proven track record of securely facilitating over $25T in tran…
Why Re Audits Every Line: Our Security-First Infrastructure
Throughout Cliff White's career building infrastructure for institutions like Goldman Sachs and ICE, one principle has remained constant: security must be the foundation.
Introducing Capital Liquidity in Reinsurance
For decades, reinsurance has operated on an assumption few outside the industry question: capital must be locked up for years at a time.
Token2049 Dubai: Rain, Camels, and Real-World Assets
Torrential downpour brings liquidity to Dubai. The Re team braved the weather to attend Token2049, the global hub for finance, trade, and tourism. Despite the s…

Tokenizing Reinsurance on the Blockchain: Unlocking Trust and Transparency
Last week the Re team joined thousands of attendees at the annual ETH Denver conference held in chilly Denver, Colorado.

Revolutionizing Reinsurance: Our Journey at the Mastercard Multi-Token Network Innovation Sprint
Recently, we at Re had the opportunity to participate in the inaugural Mastercard Multi-Token Network Innovation Sprint in London, and we’re so excited to share…

Smart Contracts and Crypto: Navigating Blockchain’s Transformative Impact on Underwriting
As technology continues to evolve, emerging innovations like blockchain and cryptocurrencies have the potential to build on the insurance industry’s accomplishm…

We Have a New Chief Underwriting Officer
We are thrilled to welcome James Norris, FCAS, CERA as the new Chief Underwriting Officer at Re. With over 30 years of insurance and reinsurance expertise, Jame…

Adapt or Die: Surviving Crypto Winter at Re, the Blockchain Reinsurer
In the ever-evolving world of cryptocurrencies, one phrase rings ominously clear: adapt or die. As Re, the world’s premier blockchain reinsurer founded in 2022,…